.Occupation: PhD candidateIndustry: AcademiaAge: 26Location: Orange Area, CASalary: $30,000 (this varies a little depending on what my job is actually during the course of the fourth and also if I have outside research study consultancies, yet it averages bent on about $30,000 annually). Properties: HYSA: $45,095 trip savings: $810 checking: $1,024 expenditures: $10,453 Roth IRA: $45,728 403( b): $6,325. Financial obligation: Trainee finances: $4,233 cars and truck: $6,393. Payday amount: $2,822 for 9 months of the year, plus a summer stipend of $3,000. Pronouns: She/her.